| Insurance law (excluding Marine insurance law) |
| Section A: Elements of insurance |
| · Definition: what is an insurance contract? |
| · Regulation of insurers |
| · Intermediaries: agents, brokers |
| Section B: Insurance contract formation |
| · Duty of disclosure and misrepresentation; remedies for breach |
| · Formation of the contract including: offer, acceptance, premiums |
| Section C: The insurance contract and its terms |
| · Insurable interest in property insurance and life assurance |
| · Terms of the contract |
| · Construing the terms of the contract |
| Section D: Claims process |
| · Causation: determining the casue of the loss; losses caused by the insured |
| · Claims: the claims process, the requirement of good faith |
| · Subrogation: the insurer's, the insured's and the other parties' rights |
| · Abandonment |
| · Double insurance and contribution between insurers |
| · Indemnity and reinstatement, mitigation of loss, reinstatement under contract and under statute |
| · Alternative dispute resolution mechanisms: the ombudsman |
Sequence:
Section A first, Section D last. |
Textbooks:
John Lowry and Philip Rawlings, Insurance Law: Doctrines and Principles 2nd ed (Oxford: Hart Publishing, 2005), ISBN: 9781841135403 |
| John Lowry and Philip Rawlings, Insurance Law: Cases and Materials (Oxford: Hart Publishing, 2004), ISBN: 9781841132747 |
